Global Trust Bank - Terms and Conditions

Effective Date:

Welcome to Global Trust Bank. These Terms and Conditions ("Terms") govern the relationship between Global Trust Bank ("the Bank," "we," "us," or "our") and you ("the Customer," "you," or "your"). By opening an account or using any of our services, you agree to be bound by these Terms.

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1. Definitions

• Account: Any account opened by the Customer with Global Trust Bank, including but not limited to savings, checking, or fixed deposit accounts.
• Services: Any products, services, or facilities provided by the Bank, including online banking, loans, and credit facilities.
• Business Days: Monday through Friday, excluding public holidays.

2. Account Opening

• Customers must provide accurate and complete information when opening an account.
• The Bank reserves the right to request additional documentation to verify the identity of the Customer.
• Accounts are subject to approval, and the Bank reserves the right to decline any application without providing a reason.

3. Use of Services

• Customers must use the Bank’s services for lawful purposes only.
• The Bank may limit or suspend access to services if suspicious or unauthorized activity is detected.
• Customers are responsible for maintaining the confidentiality of their account details and passwords.

4. Deposits and Withdrawals

• Deposits may be made through the Bank’s branches, ATMs, or online platforms.
• Withdrawals are subject to daily limits as determined by the Bank and may be modified at any time.
• The Bank is not responsible for delays in processing deposits or withdrawals caused by technical or operational issues.

5. Fees and Charges

• The Customer agrees to pay all applicable fees and charges for the Bank’s services, as outlined in the Bank’s Fee Schedule.
• The Bank may amend its Fee Schedule from time to time, with notice provided to the Customer.
• Any applicable taxes will be deducted from the Customer’s account.

6. Interest

• Interest rates on deposits and loans will be as specified by the Bank and may vary from time to time.
• Interest earned will be credited to the Customer’s account periodically, subject to the Bank’s policies.

7. Online Banking

• Online banking services are provided to enable Customers to access their accounts and perform transactions electronically.
• The Bank is not liable for unauthorized transactions if the Customer fails to safeguard their login credentials.
• The Bank may temporarily suspend online services for maintenance or upgrades.

8. Confidentiality and Data Protection

• The Bank is committed to protecting the confidentiality of Customer information in accordance with applicable laws.
• The Bank may share Customer information with third parties as required by law or with the Customer’s consent.

9. Liability

• The Bank shall not be liable for losses caused by circumstances beyond its control, including but not limited to natural disasters, technical failures, or regulatory changes.
• The Customer must notify the Bank immediately of any unauthorized transactions or discrepancies.

10. Closure of Accounts

• The Customer may close their account at any time by providing written notice to the Bank.
• The Bank reserves the right to close an account if the Customer violates these Terms or engages in unlawful activities.

11. Amendments

• The Bank reserves the right to amend these Terms at any time, with prior notice provided to the Customer.
• Continued use of the Bank’s services after amendments constitutes acceptance of the revised Terms.

12. Governing Law

• These Terms are governed by the laws of [Insert Jurisdiction].
• Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in [Insert Jurisdiction].

13. Contact Information

For any questions or concerns, please contact us:

• Email: support@globaltrust-ba.com
• Phone: +1(364)-888-3417
• Address: 12 Gill Street, Suite 2600, Woburn MA 01801.

Thank you for choosing Global Trust Bank. We look forward to serving your banking needs.